WHO WE ARE
JSilva LLC is a direct lender headquartered in New York City's Upper East Side. Founded by Joao Silva, we are a financial services company that cuts through the noise of traditional lending. No brokers. No middlemen. Just raw, direct capital for businesses that refuse to wait.
As a direct lender, every funding decision is made in-house. We don't pass your application down a chain — we review it, we decide, and we fund. That's the JSilva way.
"We built this company for the business owners who are tired of being told 'no' by institutions that don't understand hustle. JSilva LLC exists to fuel the rebellion."
— Joao Silva, Founder
OUR VALUES
RAW HONESTY
No hidden fees, no fine-print traps. We tell you exactly what you're getting. Direct lending means direct communication.
SPEED
Decisions in hours, not weeks. As a direct lender, we control the timeline. Your momentum doesn't wait.
INTEGRITY
We are a licensed financial services company operating with full transparency. Every dollar is accounted for, every term is clear.
INDUSTRIAL GRIT
We understand the grind. From startups to established operations, we've funded businesses across every industry in the five boroughs and beyond.
WHY DIRECT LENDING?
When you work with JSilva LLC, you work with a direct lender — not a broker, not a marketplace. This means faster approvals, better terms, and a partner who is invested in your success. We are a financial services company that keeps it simple: you apply, we fund.
Our team has collectively funded over 5,000 businesses with hundreds of millions in capital deployed. We specialize in working capital, revenue-based financing, equipment funding, and expansion loans for small to mid-sized businesses.